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Homeowners Insurance

Your house is more than four walls and a roof. It can provide you with financial security. And, it’s probably your biggest investment. Inside those walls are possessions and valuables that make your house a homeā€”and those items need protection as well.

A standard homeowners policy safeguards your home and possessions against:

  • Sudden and accidental damage from electrical current
  • Fire and lightning
  • Windstorms and hail
  • Explosions
  • Smoke damage
  • Freezing
  • Theft
  • Glass breakage
  • Falling objects
  • Weight of ice, snow or sleet
  • Accidental discharge of water or steam
  • Vehicles
  • Vandalism and malicious mischief

Homeowners insurance doesn’t only apply to those who own a single-family house. If you own a condominium, have combination dwellings, rent an apartment or if you have a second home, you can also buy insurance specifically designed for your circumstances.