Get the proper flood insurance is vital for your home in Massachusetts. Call Mackintire today to find out if you are covered.

Floodwaters Could Affect Your Home

flooded-houseDamaging floodwaters occur in all 50 states and are the most commonly occurring natural disaster in the U.S. Floods damage more homes than any other type of loss except fire. Over the last 10 years, floods have caused almost$24.5 billion in losses in the U.S.

Many people think they must live in a flood-prone zone to be seriously at risk. Statistics suggest differently though. People living in low to moderate risk flood zones file almost 25% of flood claims, and homes in high-risk flood zones have a 26% chance of being damaged by a flood during the course of a 30-year mortgage.

Floods are not confined to hurricanes. Torrential rains, breakdowns in levees and other flood control equipment, winter storms and melting snow are all common causes of damaging floodwaters. Unfortunately, most standard homeowner’s policies don’t cover flood.

Mackintire Insurance Agency can help you learn more about flood risk in your area and can advise you on coverage options that protect against losses from flood.