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Management Liability Packages

Traditional general liability insurance is designed to cover bodily injury and property damage. For this reason, significant gaps exist for those firms that need coverage to protect against claims arising out of professional services, such as negligent advisory boards, errors and omissions, and employment decisions.

Many insurance companies have identified the needs common to small and medium-sized professional firms and created “management liability” insurance programs. Management liability insurance describes a package policy that includes liability coverage for a number of exposures. Such policies often include errors and omissions, directors and officers, fiduciary, and employment practices liability insurance. The policy can be designed with single or divided limits and deductibles. Some policies may also provide defense costs in addition to policy limits and other important features designed to fill holes in traditional general liability insurance.

Is a management liability policy right for your firm? To learn more, call our service team today.

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