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Are Your Winter ATV’s / Snowmobile properly insured?

snowmobile - winter - atv If fun this winter includes your family’s use of all-terrain vehicles (ATV), such as a four-wheeler or snowmobile, there are a few important things you need to know about your insurance.

Most standard automobile insurance policies do not cover your use of such vehicles. Additionally, most standard home insurance policies may cover only your liability on an ATV. If so, coverage may be limited, so it is important to review your policy or ask us if this coverage is enough to protect you and your family.

There are a few other questions you should ask before putting the ATV into operation:

  • Are there age restrictions on operators?
  • Are friends and family covered while operating and/or riding on the ATV?

Ultimately, a separate insurance policy designed specifically for your ATV/ snowmobile could be necessary to extend proper coverage for your use as well as damage to the ATV itself. For more information about this insurance policy, call our service team today.

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Click here for some snowmobile trails in Massachusetts.